What happens after the request for default is filed?

Once a request for default is filed, it is reviewed by the SCCO staff to determine whether the request complies with the Court's requirements. If the request for default meets the Court's requirements, default is entered against the parties requested. A copy of the filed default is sent to the Plaintiff's attorney, who is then responsible for mailing a copy of the default to the defendants, notifying them that default has been entered against them.

An entry of default against a defendant simply means that the Court notes on its records that the defendant failed to defend against the claim by filing an answer with the Court. An entry of default is not a final foreclosure judgment, nor does it give the Plaintiff the right to take and sell the defendant's home. After entry of default is made, the Plaintiff's attorney is then allowed to seek a final judgment of foreclosure against the defendants.