Henry Sanchez v. Fitness Factory Edgewater, LLC (082834)(Morris County & Statewide) A-93-18 Supreme May 28, 2020 Oral Argument Henry Sanchez v. Fitness Factory ... - Published Part 1 Audio for Part 1 Part 2 Audio for Part 2 Summary Summary - A-93-18 By its terms, RISA applies to services contracts. Further, in the statute as written, there is no requirement that a contract include a financing arrangement to be covered by RISA.